Bolt has partnered with Palantir to launch Checkout 2.0, an AI-powered, adaptive checkout experience that personalizes every transaction based on real-time shopper behavior and preferences. By combining Bolt’s shopper intelligence with Palantir’s decisioning platform, the solution boosts conversions, optimizes payment routing, and enhances customer loyalty across ecommerce journeys.
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GLOBolt – bolt.com/intelligentcheckout – a leader in checkout and payments innovation, has announced a strategic partnership with Palantir Technologies Inc., a global pioneer in AI and decision intelligence software, to debut Checkout 2.0—an intelligent, self-learning checkout experience designed to personalize every transaction in real time.
Unlike traditional checkout forms that present the same static flow to every user, Checkout 2.0 is dynamic and adaptive. It continuously refines itself based on shopper behavior, device type, location, and purchasing history—delivering tailored interfaces that prioritize preferred payment methods, streamline loyalty engagement, and optimize conversion across every interaction.
“This isn’t just a better checkout—it’s the blueprint for retail in the AI era,” said Ted Mabrey, Global Head of Commercial at Palantir. “By combining Bolt’s unmatched shopper network with Palantir’s decisioning intelligence, we’re enabling ecommerce to be as smart and personalized as the shoppers it serves.”
A New Standard for Checkout Intelligence
The core engine behind Checkout 2.0 leverages Palantir’s advanced analytics platform to power real-time personalization and decisioning. Bolt integrates this intelligence into its existing network of over 80 million U.S. shoppers, enabling merchants to instantly recognize returning customers, reorder payment options based on past behavior, and adapt checkout flows to shopper context.
For instance:
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A customer regularly purchasing skincare on mobile and using Apple Pay will be instantly served a checkout interface that prioritizes Apple Pay, displays related upsells, and remembers their shipping preferences—without extra clicks or friction.
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Checkout 2.0 also routes payments through optimal gateways post-purchase, depending on transaction volume, geography, or risk profile—improving authorization rates and reducing processing costs for merchants.
“Checkout is no longer just the last step—it’s the moment of truth for both revenue and loyalty,” said Ryan Breslow, Founder & CEO of Bolt. “Our partnership with Palantir lets us deliver a smarter, personalized experience that responds to users in real time. This is the foundation for long-term retention and merchant growth.”
Key Features of Checkout 2.0:
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AI-powered shopper profiles that evolve with behavior and context
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Dynamic interface reordering (e.g., payment method, loyalty offers) based on preferences
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Post-checkout payment routing optimization for cost savings and better approval rates
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Built-in crypto payment support, aligning with Bolt’s vision for flexible, future-forward commerce
Strategic Context
The move comes as ecommerce platforms face rising consumer expectations for speed, personalization, and optionality. According to McKinsey, 71% of consumers expect companies to personalize interactions—and 76% get frustrated when personalization is missing. Bolt and Palantir aim to close that gap by offering an infrastructure that adapts not just to segments, but to individual behavior in real time.
Additionally, Bolt’s recent launch of the SuperApp—an all-in-one hub for payments, crypto, and financial identity—provides fertile ground for Checkout 2.0 to scale quickly across channels and use cases, from retail to digital goods to high-risk transactions.
About Bolt
Bolt is a leading provider of checkout, identity, and payment infrastructure, powering seamless commerce experiences for over 80 million shoppers and brands including Revolve, Benefit Cosmetics, and Lilly Pulitzer. Bolt’s ecosystem includes CheckoutOS, Bolt Ignite, and the SuperApp, designed to boost conversion, loyalty, and payment flexibility.
About Palantir Technologies
Palantir Technologies (NYSE: PLTR) builds enterprise AI software for government and commercial institutions. Known for its data integration and real-time decision platforms, Palantir helps organizations turn complex data into actionable insights at scale.
Explore more at: bolt.com/intelligentcheckout
Source: Bolt
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