The Sparkassen' partnership with PAYBACK is ready to go: from July 1, 2025, Sparkassen customers will be able to collect PAYBACK points easily and conveniently when paying with their Sparkassen card in regional stores that are partners of the Sparkassen' S-Vorteilswelt.

(Image Source)
PaybackThe Sparkassen’ partnership with PAYBACK is ready to go: from July 1, 2025, Sparkassen customers will be able to collect PAYBACK points easily and conveniently when paying with their Sparkassen card in regional stores that are partners of the Sparkassen’ S-Vorteilswelt. This will gradually be possible at around 12,000 participating regional retailers throughout Germany.
“Paying is part of everyday life – and that’s exactly where we come in with this cooperation: We are creating additional added value without having to change anything in the usual process. What counts for our customers is what helps them in concrete terms,” says Dr. Joachim Schmalzl, Managing Director of the German Sparkassen and Giro Association (DSGV) in Berlin. The majority of Sparkassen participate in the PAYBACK partnership.
“Paying with the Sparkasse Card and automatically collecting PAYBACK points at the hairdresser or restaurant – that’s never been possible before! We are delighted to be launching this fantastic added value at small retailers regionally and to be gradually rolling it out nationally with major PAYBACK partners from the fall,” says Bernhard Brugger, Managing Director and CEO of PAYBACK. “Our network of 700 strong partners now also includes the Sparkasse, which is a huge advantage for all PAYBACK customers and makes our program for collecting points and saving money in everyday life more attractive than ever before,” says Brugger. Since the beginning of this year, PAYBACK customers have also been able to collect points at EDEKA and Netto Marken-Discount.
With more than 34 million active customers, PAYBACK is the largest and best-known bonus program in Germany. The savings banks are the largest financial institution group in Europe and, with over 36 million private current accounts, are the market leader among credit institutions in Germany. The Sparkassen-Card is used for 4.2 billion retail transactions every year – this corresponds to 54 percent of all Girocard payments in Germany.
In order to be able to pay and earn points with the Sparkassen-Card at the same time, customers must be members of the S-Vorteilwelt, the savings banks’ value-added program. As soon as the PAYBACK account has been actively linked to the Sparkassen-Card by the customer, points can be collected automatically and the PAYBACK points balance can be viewed in online banking and in the S-Vorteilwelt app. This link is being publicized through a major multi-channel marketing campaign.
In future, PAYBACK points may also be awarded for selected financial products and services offered by the savings bank, such as opening a current account. The participating savings banks themselves decide which products are rewarded with how many PAYBACK points.
For the partnership, only the necessary information is transferred from the savings bank to PAYBACK, such as the PAYBACK number, the date the payment was made, the coupons redeemed and the PAYBACK points value calculated from these. No other payment data or personal information is passed on to PAYBACK.
Source: PAYBACK
Disclaimer: Press release
© Press Release 2025
Send us your press releases to news@globalloyalty.org
Press releases originate from external third-party providers. This website does not have responsibility or control over its content, which is presented as is, without any alterations. Neither this website nor its affiliates guarantee the accuracy of the views or opinions expressed in the press release.
The press release is intended solely for informational purposes and does not offer tax, legal, or investment advice, nor does it express any opinion regarding the suitability, value, or profitability of specific securities, portfolios, or investment strategies. Neither this website nor its affiliates are liable for any errors or inaccuracies in the content, nor for any actions taken based on it. By using the information provided in this article, you agree to do so at your own risk.
To the maximum extent permitted by applicable law, this website, its parent company, subsidiaries, affiliates, shareholders, directors, officers, employees, agents, advertisers, content providers, and licensors shall not be liable to you for any direct, indirect, consequential, special, incidental, punitive, or exemplary damages, including but not limited to lost profits, savings, and revenues, whether in negligence, tort, contract, or any other theory of liability, even if the possibility of such damages was known or foreseeable.
The images used in press releases and articles provided by 3rd party sources belong to the respective source provider and are used for illustrative purposes in accordance with the original press releases and publications.
Disclaimer: Content
While we strive to maintain accurate and up-to-date content, Global Loyalty Organisation Ltd. makes no representations or warranties of any kind, express or implied, about the correctness accuracy, completeness, adequacy, or reliability of the information or the results derived from its use, not that the content will meet your requirements or expectations. The content is provided “as is” and “as available”. You agree that your use of the content is at your own risk. Global Loyalty Organisation Ltd. disclaims all warranties related to the content, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and title, and is not liable for a particular purpose, non-infringement, and title, and is not liable for any interruptions. Some jurisdictions do not allow the exclusion of certain warranties, so these jurisdictions may not apply to you. Global Loyalty Organisation Ltd. Reserves the right to modify, interrupt, or discontinue the content without notice and is not liable for doing so.
Global Loyalty Organisation Ltd. shall not be liable for any damages, including special, indirect, consequential, or incidental damages, or damages for lost profits, revenue, or use, arising out of or related to the content, whether in contract, negligence, tort, statute, equity, law, or otherwise, even if advised of such damages. Some jurisdictions do not allow limitations on liability for incidental or consequential damages, so this limitation may not apply to you. These disclaimers and limitations apply to Global Loyalty Organisation Ltd. and its parent, affiliates, related companies, contractors, sponsors, and their respective directors, officers, members, employees, agents, content providers, licensors, and advisors.
The content and its compilation, created by Global Loyalty Organisation Ltd, are the property of Global Loyalty Organisation Ltd. and cannot be reproduced without prior written permission.
